Take your first step on the
Property Ladder
Videos & Blogs
To educate you on the house buying process
Tools
To help you at each stage of the journey
Experts
To support you
Welcome to Property Ladder, the platform helping First Time Buyers take their first step to home ownership. With our Videos & Blogs to help you learn about the process, Property Purchase Checklist, and access to our trusted industry experts, we’re here to make the process more enjoyable for you.
Empowering first-time buyers with the tools and guidance they need
Your Journey to Homeownership Starts Here
The ‘Aha’ Moment
- You have a moment where you realise you’d like to get on the Property Ladder.
- Common reasons could be a new job, a rent increase or your starting to save money.
Learn about the Process
- Understand the steps involved in the process.
- Educate yourself in the benefits and drawbacks of buying a property.
Get Your Finances in Order
- Work out how much you can borrow with a mortgage and affordability calculator.
- Save for your deposit, which typically ranges from 5% to 20% of the property price.
- Get an Agreement in Principle in place.
Property Search and Offer
- Research areas and find properties that match your criteria.
- Try and view as many properties as possible to help you build a picture of what you want.
- Get a Mortgage in Principle in place.
- Make an offer through an estate agent.
Surveys and Legal Checks
- Arrange a survey to assess the property’s condition.
- Appoint a conveyancing solicitor to handle legal matters.
Finalize the Offer and Mortgage
- Finalize your mortgage application.
- Address any legal issues identified during the process.
Exchange Contracts
- Pay your deposit.Sign the contract, legally committing to the purchase.
- Neither party is legally bound until this exchange occurs.
Completion
- Transfer the remaining funds to complete the purchase.
- Receive the keys and legal ownership of the property
Moving day
- Organise transportation for your goods.
- Sign up to Utilities.
Tom
28, London
Start Your Home Buying Journey
Explore our tools and resources to make your home buying process easier.
FAQs
Find answers to common questions about Property Ladder, its purpose, and pricing policy.
Property Ladder is a platform which helps First Time Buyers at every stage of the purchase journey with content to learn about the process, tools to help assist you and access to experts i.e. conveyancers, who are required in the process.
Yes. We give you access to the content, tools and experts all for free.
We charge our experts a fee for introducing First Time Buyers to them.
As a First Time Buyer I found the homebuying process very complicated. Property Ladders mission is to simplify this process.
We only share your email address with our experts that you request to speak to. Learn more by reading our Privacy Policy.
10 weeks to a year. The average is around 15 weeks.